Life-changing Moments

You know when people go on humanitarian aid trips and see things that change them forever? I had [another] one of those moments a few weeks ago. We stopped to visit a small rural medical clinic and while we were there a man came in with really bad injuries from a moped accident that had occurred 4 days ago. He couldn't walk and was dragging himself around through the dirt, so all of his injuries were filthy and infected. One of the wounds was down to the bone, and in other places he had … [Read more...]

Heading back to Africa

After an amazing trip to southeast Asia for a month in Nov/Dec, including a 5-day stopover in Israel over Christmas on the way home, I'll shortly be heading back out to Africa!  This trip will be three weeks, and in the same region (Siaya, Kenya) as I was back in October.  Really looking forward to seeing some familiar faces and getting to know some new friends. My time in Asia at the end of 2013 helped me more deeply understand that poverty isn't about a lack of money as much as it's a lack … [Read more...]

Off To Kenya!

As many of you know, I am on staff with Hungry For Life International, and will be traveling to Seje, Kenya this October with a wonderful group of folks from Stittsville, Ontario (near Ottawa).  You can follow our trip blog at this link! Part of the project is the development of a school for orphan children.  Some of these children are "economic orphans", who have living parents but their family is so poor that, for some, the only meal they eat is the one they receive at the school.  We … [Read more...]

A Story from Kenya

As part of our involvement with Hungry For Life International, my husband, Kevin, went to Kenya a few years ago and we have kept up specifically with an orphanage project that he visited.  When he came home to tell me about the dozens of children crammed into a room with barely enough floor space for everyone to curl up and sleep, the pain in his heart was visible on his face.  We were so happy to have the opportunity to help get some beds there and contribute to further expansion of the little … [Read more...]

All About Mortgage Insurance

Mortgage insurance makes it possible for homebuyers to purchase a home using a lower down payment. The Canadian Bank Act prohibits most federally regulated lending institutions from providing mortgages without mortgage loan insurance for amounts that exceed 80% of the value of the home or purchases with less than 20% down payment. The Canadian Mortgage and Housing Corporation (CMHC) and Genworth Financial are two companies that offer Mortgage Loan insurance. For more information please visit … [Read more...]

Floor the Competition

When people enter your home they usually look down before up, so that first step is vital for attracting a homebuyer and making a great first impression. This is one reason why more people are installing hardwood floors in their homes. Hardwood flooring enhances the look of any room and can create a classic ambiance that will beautify the interior design of your home. Residential real estate agents agree that homes with wood floors hold their value better, sell faster and fetch higher … [Read more...]

Clutter Eats Equity

We’ve all heard about the importance of curb appeal in attracting potential buyers and making the right impact.  But what about when they first walk in to your home?  Following curb appeal, experts say “CLEAR OUT THE CLUTTER” as the next step in staging your home – even more important than cleanliness!  After all, if they can’t see past all the knick-knacks, they’ll never see all that effort you put into scrubbing. What is clutter?  Although some may define clutter as “things you don’t use or … [Read more...]